Learn all the credit tricks from an insider!

The book, HOW CREDIT REALLY WORKS, was written by a retired loan officer turned credit repair specialist.

Dave Peters, a nationally recognized speaker on the subject, exposes the shady truth of how the loan industry manipulates those who don't know the rules.

You will learn how credit reports really work, and what you need to do to boost your scores. There are four different ways to get a higher credit score. Some work well in certain situations, others not so well.

Far more than credit repair

The book is not just about how to repair your credit. You will learn how to save money during the loan process at all stages. Here's an example:

"There is almost no such thing as a "no points" first mortgage loan. The truth is that you are paying anywhere from about one-half point to four points inside your loan's interest rate. They are called "back-end points". Let me tell you how to put those points in your pocket, not the lender's. Loan Origination fees are points. Broker fees are points. My book explains how to get a true no points loan--save thousands. Save tens of thousands! Save big money on auto loans and credit cards too.

Don't worry - it's legal and ethical

All of the techniques covered in this book are perfectly legal and ethical. In fact, you're going to learn some things creditors do to borrowers that are not ethical, and how to avoid having them happen to you. You are going to find out about the common ways you can be cheated (tricked, misinformed) from the different types of lenders: home, auto and credit cards. Knowing these can save you a bundle.

Learn the facts about Debt Management Companies

If you're looking at using a debt management company - read this book first! There are four types of debt management companies and you need to know about them before getting involved. If you don't know this you may be unable to get a mortgage.

This book contains material you're not going to find anywhere else! The facts about credit are not what you have been told so far. These are the real facts and this book is the only place to get them. This is the information you're not supposed to have. To see the secrets exposed and find out how to win the game, order the book now.

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